SOLUTIONS — MICROFINANCE BANKS
Built for CBN-licensed non-interest MFBs.
Whether you hold a Unit, State, or National MFB licence, MizanCore gives you a core that satisfies the CBN examiner, your ACE committee, and your operations team — from day one.
ALL LICENCE CATEGORIES
The right fit at every licence tier.
Unit MFB
₦200M+ min. capitalA single-branch non-interest MFB serving a local government or community. MizanCore provides the full platform — no feature restrictions for smaller institutions.
- Single-branch teller operations
- Esusu group banking
- Murabaha and Mudarabah products
- CBN Unit MFB returns
- Under-10-minute EOD close
State MFB
₦1B+ min. capitalMulti-branch operations across a state. MizanCore handles inter-branch reconciliation, agent banking networks, and the higher reporting obligations of state-tier MFBs.
- Multi-branch operations
- Inter-branch GL consolidation
- Agent banking with geo-tracking
- State MFB CBN returns
- Expanded product range
National MFB
₦5B+ min. capitalNation-wide operations with higher capital, broader product range, and more complex CBN reporting. MizanCore scales to national tier without requiring additional modules or licences.
- Nationwide branch network
- Full Islamic product suite
- All 12 CBN returns
- Sukuk and Takaful structures
- Group/holding company reporting
CBN COMPLIANCE
Your next CBN examination should be uneventful.
MizanCore generates all 12 CBN prudential returns directly from live GL data. Your compliance team is not manually exporting spreadsheets and reformatting at month-end.
The platform also maintains a complete, immutable audit trail and Fatwa repository. When an examiner asks to see the Shariah approval for your Musharakah product — it is searchable and printable in under a minute.
See the compliance features →