SOLUTIONS — COMMUNITY BANKS
Community-scale operations, enterprise-grade compliance.
Whether you are a community development bank, a CBN-regulated cooperative, or a conventional institution running an Islamic window, MizanCore gives you the compliance posture and product depth to serve non-interest customers properly.
WHO THIS IS FOR
Three distinct institution types, one platform.
Community Development Banks
Serving a defined local population with savings, Murabaha home improvement financing, and group lending structures. MizanCore provides the teller operations, Esusu group banking, and the ACE governance tools you need — at community scale.
- Full CBN-compliant core banking
- Esusu and group savings cycles
- Murabaha home improvement financing
- Agent banking for field collections
Cooperatives and Thrifts
Cooperative savings and credit societies operating on non-interest principles need product structures that match how members actually save and borrow. MizanCore supports Qard Hasan (benevolent lending), Mudarabah savings pools, and rotating Esusu group structures.
- Qard Hasan member loans
- Mudarabah savings pool
- Rotating Esusu cycles
- Member ledger and dividend distribution
Islamic Windows
Conventional banks and MFBs operating a Shariah-compliant window alongside their conventional book need strict separation between the two ledgers. MizanCore supports Islamic window operations with ring-fenced accounts, separate profit pools, and dedicated ACE governance.
- Ring-fenced Islamic window GL
- Separate profit pool from conventional book
- ACE governance for window products
- Combined or separated reporting